Privacy Policy
This Privacy Policy shall apply to NewHOI.com and any domains and affiliated websites (collectively, the “Sites”) owned and operated under the “NewHOI.com” brand by NewHOI.com, We use the terms “We”, “NewHOI.com”, or the “Company” to refer to this entity, as applicable.
NewHOI.com values your privacy
NewHOI.com respects your privacy. We have provided the Privacy Policy in order for you to know how we may collect and use information you provide to NewHOI.com while visiting the Site. If you use the Site and provide information requested on the Site, then you do so in full agreement with the terms and conditions described in the Privacy Policy.
Information Gathering
The Site may collect information about you and your use of the Site in two different ways. (1) User Submitted Data is information you personally select to contribute by means of typing in, for example, your name and address into a submission form; or (2) Browser Derived Data, for example, the fact that you are accessing the Site using a smartphone. Our collection and use of these two types of information is included in the Privacy Policy.
User Submitted Data
User Submitted Data is information that identifies you as an individual, such as your name, postal address, email address, home and/or wireless telephone numbers.
Upon completion of a quote and initiation of contact from NewHOI.com website, your information will be accessed by a dedicated agent for the carrier quote you have selected. The agent will use that information to complete/ revise your quote, provide advice on your coverage and the process necessary to bind your policy.
NewHOI.com may use User Submitted Data for several purposes including:
- to respond to your questions.
- to send you information about our Company.
- to send you important information regarding the Site, changes to our terms, conditions, and policies and/or other administrative information.
- to personalize your experience on the Site.
- to improve the user experience on the Site, such as enhancing our website, identifying usage trends, determining the effectiveness of our promotional campaigns, and tailoring the Site experience and content based on your past activities on the Site.
We also may disclose User Submitted Data as we believe to be necessary or appropriate: (a) under applicable law, including laws outside your country of residence; (b) to comply with legal process; (c) to respond to requests from public and government authorities including public and government authorities outside your country of residence; (d) to enforce our terms and conditions; (e) to protect our operations or those of any of our affiliates; (f) to protect our rights, privacy, safety or property.
User Submitted Data you provide through the Site may be combined with other information you provide to us (via online or offline means), with demographic information and other information that is publicly available, or with other information about you that we may otherwise obtain online or offline.
We may disclose User Submitted Data:
- to carriers and insurance agency partners we work with for the purposes of providing a quote.
- to our third party service providers who provide services such as website hosting, data analysis, infrastructure provision, IT services, customer service, email delivery services, auditing services and other similar services to enable them to provide services.
- to a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including in connection with any bankruptcy or similar proceedings).
Browser Derived Data
Browser Derived Data is information not submitted by you but that is instead provided by your access and use of the internet and an internet browser to connect to the Site, such as: browser specific information, server log file information, information collected through cookies, pixel tags and other technologies, and location information. We receive Browser Derived Data by your access to the Site including in the following manner:
Certain information is collected by most internet browsers, such as MAC address, type of computer, operating system details, browser software details, screen resolution, and whether it is a mobile device.
Your “IP Address” is a number that is automatically assigned to the computer or device that you are using by your ISP. An IP Address is identified and logged automatically in our server log files whenever a user visits the Site, along with the time of the visit and the page(s) that were visited. Collecting IP Addresses is standard practice on the Internet and is done automatically by many websites. We use IP Addresses for purposes such as calculating usage levels of the Site, helping diagnose server problems, and administering the Site.
Cookies allow a web server to transfer data to a computer or device for record-keeping and other purposes. We use cookies and other technologies to, among other things, better serve you with more tailored information and facilitate your ongoing access to and use of the Site. If you do not want information collected through the use of cookies, your internet browser has a tool to disable cookies.
We may use applications, including mobile applications or widgets, to collect information from you.
Pixel tags, web beacons, clear GIFs or other similar technologies: These may be used in connection with the Site and HTML-formatted email messages to, among other things, track the actions of the Site’s users and email recipients, measure the success of our marketing campaigns and compile statistics about the Site’s usage and response rates. We may use Browser Derived Data and other data, which does not identify you personally for any purpose, except where we are required to do otherwise under applicable law. In some instances, we may combine Browser Derived Data with User Submitted Data (such as combining your name with your geographical location). If we combine any Browser Derived Data with User Submitted Data, the combined information will be treated by us as User Submitted Data Information as long as it is combined. We also may disclose Browser Derived Data as we believe to be necessary or appropriate: (a) under applicable law, including laws outside your country of residence; (b) to comply with legal process; (c) to respond to requests from public and government authorities including public and government authorities outside your country of residence; (d) to enforce our terms and conditions; (e) to protect our operations or those of any of our affiliates; (f) to protect our rights, privacy, safety or property, and/or that of our affiliates, you or others; and (g) to allow us to pursue available remedies or limit the damages that we may sustain.
Linked Sites
The Privacy Policy does not address, and we are not responsible for, the privacy, information or other practices of any third party websites for whom we may include a link within the Site. We are not endorsing, in any manner, any of the linked sites which may be referenced in the Site. The Privacy Policy is only for our information only websites.
Security Measures
We use reasonable organizational, technical and administrative measures to protect User Submitted Data under our control.
Sensitive Personal Data
We ask that you not send or disclose to NewHOI.com any sensitive personal information about yourself and your identity. We do not collect on the Site for any purpose nor have any need for your social security number, bank account information, credit card information, race, religion, national original, work history, political participation, health information, criminal background, or similar information. If you do business with NewHOI.com separate from your access to the Site you may be asked for such information (for example, in connection with an employment application) but such information should only be submitted directly to the employee making such request related to a proper business purpose and not submitted by the Site.
If you have any questions about the Privacy Policy, please contact us. The Privacy Policy is reviewed regularly and updated as necessary. Below is a listing of the most recent update. Your continued use of the Site after the date listed below confirms your acceptance of the Privacy Policy as in effect as of such date.
Updated: February 5, 2022